Resolutions for the next Financial Year………Back to old times..!!!

Yes, I want to have a resolution for my financial year. I know I am a bit late, no actually too late. But as it is rightly said; ‘better late than never’.

All these days; I am falling short of money. Initially it was every end of the month my bank balance used to be may be in only 3 digits; and now it is in the mid of the month itself.

Honeslty, I don’t have a concert bank account only. I started my career with a bank account in ‘City Bank’ later with ‘ICICI Bank’ and then HSBC, my graph for the bank’s to have an account with were growing upwards and suddenly now with a co-operative bank account.

Do you know something; gone are the days, when I used to carry an ATM card and used to withdrew cash from the ATM machine and swap my card at every purchase.

Offlet I am back to the old days; where I stand in a queue for more than half an hour to withdraw my own money. Give verifications checks for my signature if at times there is a discrepancy. With this I remember that I have different signature at different times. With the modernization of times; we have stopped signing everytime that we are in a transaction and so am I. Isn’t it ? Now back to old  times.

My financial resolution is that I will spend less and save more this year ahead. But trust me although I am making this resolution for myself, I wonder for how long will I be able to follow.!!

May be, will continue withdrawing my money from the bank in the same fashion where atleast I will gain the ethics of signing and the control over my spending.

Now when I enter a shop, I carry cash along and I have the  limitations on my spending. In those initial days around 6 months back it was very difficult but now I guess the idiosyncrasy is changing……!